Simple And Easy Ways To Put More Cash Back In Your Pocket

February 3, 2010

I am not cheap, but I do live frugally. In these tough economic times, so many of us are looking for ways to save money or to keep more of it in our pockets. Here are just a few of the ideas I personally use…

 1) Join online deals and cash back programs. My favorite is Big Crumbs. Big Crumbs allows you to shop at your favorite stores online and earn cash back on your purchases. I love the variety of stores they have. Everything from Wal-Mart to GoDaddy to K-mart. But most importantly for me, their stores to shop at include EBAY ! That is pretty unique as far as cash back programs go. Big Crumbs pays you every month. I opted to get my payments via Paypal for convenience. I have gotten paid every month for over a year now, so I know it works. :)

2) Check if your bank has a Visa cash back program. We live in a small little town and our bank has one. You basically earn “points” on every purchase you make using your credit or debit card.  I have a Visa debit card and I try to use it for everything I can. This past Christmas I redeemed my points for (2) $100 Amazon gift certificates which I used to buy an Ipod Touch.  Having the gift certificates really was a budget saver at holiday time. The Visa Rewards program has a whole slew of items you can redeem your points for. Gift certificates, electronics, items for your home and most importantly CASH. In most cases, the Visa Rewards program is absolutely free to join. Use your Visa credit or debit card to pay bills, buy gas, purchase groceries, etc. The points really do add up quickly !

3) Join Coupon Trains. A coupon train is a group of individuals that trade coupons. One person (called the conductor) starts by collecting a pile of coupons and sends it on to the first person. (Passenger #1). Passenger #1 looks through the coupons, takes what they need or want, then replenishes the train with coupons they no longer want or need. (In the amount they took from the train). They then send it on to Passenger #2. Usually there are 3-4 passengers. The last passenger receiving the train sends it back to the conductor. This is a great way to get coupons for the items you purchase regularly. And all for the price of a stamp ! I joined coupon train groups at Yahoo groups. My favorite coupon train sites include Coupon Choo-Choo and All American Coupon Train. Both are free to join.

I hope you enjoy putting dollars back into your pockets using some of these simple ideas !

Topics: Money Saving Tips, Shopping, coupons, freebies |

One Response to “Simple And Easy Ways To Put More Cash Back In Your Pocket”

  1. Susan Kishner Says:
    February 3rd, 2010 at 7:55 am

    Great post. I will read your posts frequently. Added you to the RSS reader.